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<channel>
	<title>Jeremy Duffy - Awareness Advocate &#187; Congress</title>
	<atom:link href="http://www.jeremyduffy.com/category/our-government/congress/feed" rel="self" type="application/rss+xml" />
	<link>http://www.jeremyduffy.com</link>
	<description>Helping to protect families and their loved ones from manipulation and fraud</description>
	<lastBuildDate>Fri, 04 Sep 2009 14:53:43 +0000</lastBuildDate>
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		<title>Senate Passes Credit Reform Bill</title>
		<link>http://www.jeremyduffy.com/senate-passes-credit-reform-bill</link>
		<comments>http://www.jeremyduffy.com/senate-passes-credit-reform-bill#comments</comments>
		<pubDate>Tue, 19 May 2009 18:33:41 +0000</pubDate>
		<dc:creator>Jeremy</dc:creator>
				<category><![CDATA[Congress]]></category>
		<category><![CDATA[Dirty Tricks]]></category>
		<category><![CDATA[Good news]]></category>
		<category><![CDATA[Retailers]]></category>
		<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://www.jeremyduffy.com/?p=2304</guid>
		<description><![CDATA[That bill that everyone's been talking about a while just passed with most of the good protections still in tact (go figure). Essentially, the bill is a shinging example of regulation at its best and industry at its worst as it mandates that credit companies stop doing things that are dishonest and one-sided. Wow. Who [...]]]></description>
			<content:encoded><![CDATA[<p>That <a href="http://consumerist.com/5261324/credit-card-reform-bill-passes-with-guts-intact">bill that everyone's been talking about</a> a while just passed with most of the good protections still in tact (go figure). Essentially, the bill is a shinging example of regulation at its best and industry at its worst as it mandates that credit companies stop doing things that are dishonest and one-sided. </p>
<p>Wow. Who knew that without laws to prevent it, companies would stoop to one-sided and dishonest policies for the sake of money&#8230; hmmm.</p>
<p>Some of the major points:</p>
<li> Plain-English contracts </li>
<li> Can't raise interest rates on existing balances unless the card holder is 60 days behind, then the rate has to be restored if payments are on time for six months.</li>
<li> 45 days advance notice required for rate increases.</li>
<li> Credit card companies can't charge a late fee if they themselves are late processing a payment.</li>
<li> Statements have to get mailed 21 days before the payment is due.</li>
<li> Harder to give credit cards to people under 21.</li>
<li> Rates can be increased within the first year</li>
<li> Promotional rates have to last at least 6 month</li>
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		<title>The FTC Strikes Back Against &#8220;Freecreditreport.com&#8221;</title>
		<link>http://www.jeremyduffy.com/the-ftc-strikes-back-against-freecreditreportcom</link>
		<comments>http://www.jeremyduffy.com/the-ftc-strikes-back-against-freecreditreportcom#comments</comments>
		<pubDate>Tue, 10 Mar 2009 16:15:32 +0000</pubDate>
		<dc:creator>Jeremy</dc:creator>
				<category><![CDATA[Agencies]]></category>
		<category><![CDATA[Congress]]></category>
		<category><![CDATA[Good news]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[Our Government]]></category>
		<category><![CDATA[Annualcreditreport.com]]></category>
		<category><![CDATA[Freecreditreport.com]]></category>
		<category><![CDATA[FTC]]></category>
		<category><![CDATA[Youtube]]></category>

		<guid isPermaLink="false">http://www.jeremyduffy.com/?p=2189</guid>
		<description><![CDATA[Sometimes regulatory agencies get it right. The FTC backhanded Freecreditreport.com with some spoofs of their commercials now on Youtube]]></description>
			<content:encoded><![CDATA[<div style='display:none'>Jtag diagnostic: Image http://www.jeremyduffy.com/wp-content/uploads/2009/03/free-credit.jpg was not found</div><div style='display:none'>Jtag diagnostic: Image http://www.jeremyduffy.com/wp-content/uploads/2009/03/annual-credit.jpg was not found</div><p>In a direct slap across the face to the barely legal Freecreditreport.com, <a href="http://www.consumeraffairs.com/news04/2009/03/ftc_freecredit.html">the FTC has released a spoof video of the pirate restaurant ad</a> to highlight that there's only ONE place to get free credit reports and the rest are all pay services in disguise.</p>
<p><center></p>
<table width=550>
<tr>
<td>
<div class='figure' style='float:right;margin-left:7px; width:250px;height:250px;text-align:right'><a href='http://www.youtube.com/watch?v=YWnUmpQhiOw' target='_new'><img class=figure_img src='images//no_image.gif' alt="The original ad" width='242px' height='242px'/></a><div class=figure_text>The original ad</div></div>
</td>
<td>
<div class='figure' style='float:right;margin-left:7px; width:250px;height:250px;text-align:right'><a href='http://www.youtube.com/watch?v=xZ0xsF5XWfo&#038;feature=channel_page' target='_new'><img class=figure_img src='images//no_image.gif' alt="The FTC version" width='242px' height='242px'/></a><div class=figure_text>The FTC version</div></div>
</td>
</tr>
</table>
<p></center><br />
<br clear="all"/></p>
<blockquote><p>
<i>Beware of the others,<br/><br />
There's always a catch,<br/><br />
They claim to be free, <br/><br />
But there are strings attached,<br/><br />
</i>
</p></blockquote>
<p>Brilliant!</p>
<p>It's so very rare that regulatory agencies actually get it right! Send this link to everyone you know and make sure they see it too.</p>
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		<title>The Bailout Costs More than NASA (And Then Some)</title>
		<link>http://www.jeremyduffy.com/the-bailout-costs-more-than-nasa-and-then-some</link>
		<comments>http://www.jeremyduffy.com/the-bailout-costs-more-than-nasa-and-then-some#comments</comments>
		<pubDate>Thu, 04 Dec 2008 19:24:42 +0000</pubDate>
		<dc:creator>Jeremy</dc:creator>
				<category><![CDATA[Congress]]></category>
		<category><![CDATA[Our Government]]></category>
		<category><![CDATA[Bailout]]></category>
		<category><![CDATA[GM]]></category>
		<category><![CDATA[NASA]]></category>

		<guid isPermaLink="false">http://www.jeremyduffy.com/?p=2010</guid>
		<description><![CDATA[The bailout from this year alone costs more than 3 wars and NASA's budget for as long as it's been in existence. Can we please stop talking about deregulation now?]]></description>
			<content:encoded><![CDATA[<p>The bailout from this year alone <a href="http://consumerist.com/5101440/2008-bailout-costs-as-much-as-several-large-and--famous-government-projects-combined">costs more than 3 wars and NASA's budget for as long as it's been in existence</a>. Can we please stop talking about deregulation now?</p>
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		<item>
		<title>Bush Determined to Be Evil to the Very End</title>
		<link>http://www.jeremyduffy.com/bush-determined-to-be-evil-to-the-very-end</link>
		<comments>http://www.jeremyduffy.com/bush-determined-to-be-evil-to-the-very-end#comments</comments>
		<pubDate>Tue, 14 Oct 2008 16:33:38 +0000</pubDate>
		<dc:creator>Jeremy</dc:creator>
				<category><![CDATA[Bushiness]]></category>
		<category><![CDATA[Congress]]></category>
		<category><![CDATA[RIAA]]></category>

		<guid isPermaLink="false">http://www.jeremyduffy.com/?p=1876</guid>
		<description><![CDATA[You would think that Bush would try to do something to help his popularity at the very end in a desperate and mostly futile attempt to make people, the world, and history hate him a little less. Instead, he's busy at work further eroding our privacy, liberty, and the balance of power between gigantic unfeeling [...]]]></description>
			<content:encoded><![CDATA[<p>You would think that Bush would try to do something to help his popularity at the very end in a desperate and mostly futile attempt to make people, the world, and history hate him a little less. Instead, he's busy at work further eroding our privacy, liberty, and the balance of power between gigantic unfeeling corporations and the little guy. He signed into law a <a href="http://www.reuters.com/article/newsOne/idUSTRE49C7EI20081013?rpc=64">piracy act that was not needed</a> and gives more power to the RIAA to do their dirty work.</p>
<p>Thanks Bush!</p>
<p>(H/T to <a href='http://www.digg.com' target=_new>Digg.com</a> for the link)</p>
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		<title>What the Bailout Means to You</title>
		<link>http://www.jeremyduffy.com/what-the-bailout-means-to-you</link>
		<comments>http://www.jeremyduffy.com/what-the-bailout-means-to-you#comments</comments>
		<pubDate>Mon, 06 Oct 2008 17:34:52 +0000</pubDate>
		<dc:creator>Jeremy</dc:creator>
				<category><![CDATA[Congress]]></category>
		<category><![CDATA[Our Government]]></category>

		<guid isPermaLink="false">http://www.jeremyduffy.com/?p=1825</guid>
		<description><![CDATA[A little translation for the rest of us.]]></description>
			<content:encoded><![CDATA[<p><a href="http://consumerist.com/5059240/what-does-the-bailout-mean-for-you">A little translation for the rest of us</a>.</p>
]]></content:encoded>
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		<title>Petition to Remove Nancy Pelosi For Taking Impeachment &#8220;Off the Table&#8221;</title>
		<link>http://www.jeremyduffy.com/petition-to-remove-nancy-pelosi-for-taking-impeachment-off-the-table</link>
		<comments>http://www.jeremyduffy.com/petition-to-remove-nancy-pelosi-for-taking-impeachment-off-the-table#comments</comments>
		<pubDate>Fri, 08 Aug 2008 11:51:39 +0000</pubDate>
		<dc:creator>Jeremy</dc:creator>
				<category><![CDATA[Bushiness]]></category>
		<category><![CDATA[Congress]]></category>
		<category><![CDATA[impeach]]></category>
		<category><![CDATA[Impotent Congress]]></category>

		<guid isPermaLink="false">http://www.jeremyduffy.com/?p=1348</guid>
		<description><![CDATA[I found this online petition to remove Pelosi for failing to do her job and being a political hack. Even if Congress couldn't pull an actual impeachment (which I believe they could for trying to block investigations of the White House staff alone), then they could still do something. Make sure you also support Dennis [...]]]></description>
			<content:encoded><![CDATA[<p>I found this <a href="http://www.petitiononline.com/mod_perl/petition-sign.cgi?everyman">online petition to remove Pelosi</a> for failing to do her job and being a political hack. Even if Congress couldn't pull an actual impeachment (which I believe they could for trying to <a href='http://www.jeremyduffy.com/bush-wants-aides-to-testify-privately-and-not-under-oath-read-allow-them-to-lie'  target=_self>block investigations of the White House staff alone</a>), then they could still do <i>something</i>. </p>
<p>Make sure you also <a href="http://kucinich.us/">support Dennis Kucinich's petition for impeachment hearings for Bush and Cheney</a>!</p>
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		<item>
		<title>Tough Voting Ahead</title>
		<link>http://www.jeremyduffy.com/tough-voting-ahead</link>
		<comments>http://www.jeremyduffy.com/tough-voting-ahead#comments</comments>
		<pubDate>Wed, 16 Jul 2008 15:10:02 +0000</pubDate>
		<dc:creator>Jeremy</dc:creator>
				<category><![CDATA[Congress]]></category>
		<category><![CDATA[McCain]]></category>
		<category><![CDATA[Obama]]></category>

		<guid isPermaLink="false">http://www.jeremyduffy.com/?p=1069</guid>
		<description><![CDATA[There's still no way in Hades that I'll ever vote for McCain, but Obama has been sorely disappointing recently. First he voted for Telco immunity despite his promises to filibuster any such attempt. Now Republicans have cleverly used web technology to alert them (and us) to changes on his website. Specifically to the pages that [...]]]></description>
			<content:encoded><![CDATA[<p>There's still no way in Hades that I'll ever vote for McCain, but Obama has been sorely disappointing recently. First he <a href="http://news.cnet.com/8301-10784_3-9982898-7.html">voted for Telco immunity</a> despite <a href="http://www.huffingtonpost.com/2008/06/22/moveon-obama-must-keep-hi_n_108514.html">his promises to filibuster any such attempt</a>. Now Republicans have cleverly <a href="http://blog.wired.com/27bstroke6/2008/07/mccain-campaign.html">used web technology to alert them (and us) to changes on his website</a>. Specifically to the pages that list his policies.</p>
<blockquote><p>If anything, the changes simply reflect that Obama is just another politician.</p></blockquote>
<p>Sad, but true. If I was certain McCain would lose, I'd put my vote where it counts. Either to Ron Paul or Patrick Leahy. Even if he is a scientologist, he at least defends our privacy rights.</p>
<p>(H/T to <a href='http://slashdot.org' target=_new>Slashdot</a> for the link)</p>
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		<title>Why Congress Won&#8217;t Prosecute Bush</title>
		<link>http://www.jeremyduffy.com/why-congress-wont-prosecute-bush</link>
		<comments>http://www.jeremyduffy.com/why-congress-wont-prosecute-bush#comments</comments>
		<pubDate>Tue, 15 Jul 2008 15:43:40 +0000</pubDate>
		<dc:creator>Jeremy</dc:creator>
				<category><![CDATA[Accountability MIA]]></category>
		<category><![CDATA[Bushiness]]></category>
		<category><![CDATA[Congress]]></category>
		<category><![CDATA[If You Only Knew]]></category>

		<guid isPermaLink="false">http://www.jeremyduffy.com/?p=1067</guid>
		<description><![CDATA[If you're frustrated with the lack of accountability in government, consider thatCongress may be protecting Bush to save themselves...]]></description>
			<content:encoded><![CDATA[<p>Here's a take that I'm ashamed to admit I hadn't considered: <a href="http://www.salon.com/opinion/greenwald/2008/07/15/complicity/index.html">Members of Congress may be protecting Bush because of votes they made previously that might seem to have supported his illegal activities</a>. While it might not end in prosecution, it could end their lucrative Congressional careers.</p>
<blockquote><p>
So, of course key Congressional Democrats who were made aware of these illegal torture and surveillance programs are going to protect the Bush administration and other lawbreakers. If you were Jay Rockfeller or Nancy Pelosi, would you want there to be investigations and prosecutions for torture programs that, to one degree or another, you knew about? If you were Jane Harman, wouldn't you be extremely eager to put a stop to judicial proceedings that were likely to result in a finding that surveillance programs that you knew about, approved of, and helped to conceal were illegal and unconstitutional?
</p></blockquote>
<p>(H/T to <a href='http://www.digg.com' target=_new>Digg.com</a> for the link)</p>
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		<item>
		<title>Telecom Immunity Passed. Liberty Dies a Little More</title>
		<link>http://www.jeremyduffy.com/telecom-immunity-passed-liberty-dies-a-little-more</link>
		<comments>http://www.jeremyduffy.com/telecom-immunity-passed-liberty-dies-a-little-more#comments</comments>
		<pubDate>Thu, 10 Jul 2008 14:01:40 +0000</pubDate>
		<dc:creator>Jeremy</dc:creator>
				<category><![CDATA[Accountability MIA]]></category>
		<category><![CDATA[Big Brother]]></category>
		<category><![CDATA[Bushiness]]></category>
		<category><![CDATA[Congress]]></category>

		<guid isPermaLink="false">http://www.jeremyduffy.com/?p=1060</guid>
		<description><![CDATA[In Senate debate, Patrick Leahy (D-VT) argued strongly against telecom immunity, because it would make it almost impossible to ever find out what really happened and "the American people ought to know who in the White House said, 'Go break the law.'" Sen. Russ Feingold (D-WI) noted that, "We're considering granting immunity when roughly 70 [...]]]></description>
			<content:encoded><![CDATA[<blockquote><p>
In Senate debate, Patrick Leahy (D-VT) argued strongly against telecom immunity, because it would make it almost impossible to ever find out what really happened and "the American people ought to know who in the White House said, 'Go break the law.'"</p>
<p>Sen. Russ Feingold (D-WI) noted that, "We're considering granting immunity when roughly 70 members of the Senate still have not been briefed on the president's wiretapping program. The vast majority of this body still does not even know what we're being asked to grant immunity for."
</p></blockquote>
<p>These were <a href="http://rawstory.com/news/2008/Turley_on_FISA_bill_The_fix_0709.html">the protests that smarter senators made before the vote</a>. <a href="http://www.washingtonpost.com/wp-dyn/content/article/2008/07/09/AR2008070901780_2.html?hpid=topnews&#038;sid=ST2008070902472&#038;pos=">They were ignored</a>. The "FISA update" including immunity was passed yesterday.</p>
<blockquote><p>
"I sit on the intelligence and Judiciary committees, and I am one of the few members of this body who has been fully briefed on the warrantless wiretapping program," said Sen. Russell Feingold (D-Wis.), another prominent opponent. "I can promise that if more information is declassified about the program in the future, as is likely to happen . . . members of this body will regret that we passed this legislation."</p></blockquote>
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		<item>
		<title>Retarded Congressional Neanderthals Mess Up Big</title>
		<link>http://www.jeremyduffy.com/retarded-congressional-neanderthals-mess-up-big</link>
		<comments>http://www.jeremyduffy.com/retarded-congressional-neanderthals-mess-up-big#comments</comments>
		<pubDate>Mon, 23 Jun 2008 12:37:14 +0000</pubDate>
		<dc:creator>Jeremy</dc:creator>
				<category><![CDATA[Accountability MIA]]></category>
		<category><![CDATA[Agencies]]></category>
		<category><![CDATA[Big Brother]]></category>
		<category><![CDATA[Bushiness]]></category>
		<category><![CDATA[Congress]]></category>
		<category><![CDATA[DRM]]></category>
		<category><![CDATA[Good news]]></category>
		<category><![CDATA[Public Confidence]]></category>
		<category><![CDATA[Utter Failure]]></category>
		<category><![CDATA[Your Rights]]></category>
		<category><![CDATA[Idiots]]></category>

		<guid isPermaLink="false">http://www.jeremyduffy.com/?p=1044</guid>
		<description><![CDATA[Warning! Warning! You have found a RANT. Articles in this section are sounding boards for my frustrations. They usually (more like always) lack impartiality and may include arguments and "facts" that may not be supported.With time I may calm down and make this a real article, but for now, you have been warned... Breaking news, [...]]]></description>
			<content:encoded><![CDATA[<p><div class='disclaimer'><b>Warning! Warning!</b> You have found a <b>RANT</b>. Articles in this section are sounding boards for my frustrations. They usually (more like always) lack impartiality and may include arguments and "facts" that may not be supported.<p/>With time I may calm down and make this a real article, but for now, you have been warned...</div></p>
<p>Breaking news, Congress is full of quarter-witted imbeciles and corrupt sychophants. Wait&#8230; we knew that already. What <i>is</i> new is that now we have a roster of the members of the House who either have no clue about what's going on or have gone to the dark side (cue Darth Vader-like breathing).</p>
<p>Yesterday the House passed a FISA amendment act which includes a provision shielding telecommunications companies from any liability. In the <a href="http://arstechnica.com/news.ars/post/20080621-congress-pats-itself-on-back-as-it-caves-on-telecom-immunity.html">coverage of the situation by Ars Technica</a>, they were able to quote Nacy Pelosi as being an idiot:</p>
<div class=note>
(Bold text in parenthesis is mine)
</div>
<blockquote><p>The most extended apologia came from House Speaker Nancy Pelosi (D-CA), who urged that the compromise be judged by comparison with the Senate bill, which she characterized as the only realistic alternative (<strong>So we can't ask for a good law, only a less bad one? That's a great standard to live to</strong>). She outlined several ways in which the current legislation is preferable to the Senate's version. First, the compromise bill reasserts that FISA is the "exclusive means" for conducting electronic surveillance, which would require the president to ignore such language twice in order to launch an extralegal surveillance program, rather than only once, as under traditional FISA rules (<strong>So if the President breaks the law, now it would violate two laws instead of just one. The next time someone breaks a law, I wonder if it will result in jail time if it only breaks the law "once"</strong>). Second, it preserves prior judicial review of surveillance authorizations, except in "very, very rare" circumstances, such as when the attorney general asserts that waiting for a judge would entail delay (<strong>I think that recent history has shown how much we can trust to the "rarity" of the Attorney General approving anything a president might ask. Has she even been <i>awake</i> in the last decade?</strong>). Third, it contains specific provisions barring the use of authorizations targeting parties abroad as a pretext for targeting U.S. persons, presumably to be enforced by a board of psychics. Finally, it provides for an internal investigation of the extent of past surveillance, which Congress will act upon with the same legendary zeal for civil liberties it has displayed over the past seven years (<strong>Brilliantly summarized. Ars has some great writers.</strong>).</p></blockquote>
<p>So in one day, the House voted to expand powers of the Judicial branch that they didn't need and shield their conspirators from liability against justice. </p>
<p>Don't get me wrong, if I got a letter from the Attorney General of the United states that required my company to do something and my lawyers said to do it, I would have and <i>maybe</i> that's what happened to the telcos. But if there is no accountability for the Attorney General, the President, and the involved Agencies, then the whole things tastes like Congress cooked us up some chili made of poo.</p>
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