This is a test
...because businesses will tag and track you like an animal if you let them

Symantec Partners with Lifelock

August 10th, 2009

Wow. Symantec has always been a fairly reputable company that I've had little issue with other than that their security software is historically bloated and a resource hog. But now that they've partnered with Lifelock, I can only assume one of two things: Symantec is willing to throw their customers under the bus for money or they have no quality control. Either way, I think it's definitely time to stick with McAfee.

If you want to stay safe while working on your computer or browsing web sites, you can get Norton Internet Security or Norton AntiVirus with a 30-day LifeBook service and 10% off the subscription, along with two movie tickets. After the trial period ends you will be charged automatically with $9 a month, or $99 annually.

Granted, McAfee also does this "free trial" BS in order to trick customers into subscriptions that they didn't know they were getting, but at least the free trial is for their anti-virus software and not some shady ID theft insurance deal.


Lifelock Loses Court Battle and Two Bullet Points

July 4th, 2009

Lifelock was sued by Experian for placing fraud alerts for anyone and everyone when the alerts are supposed to be set by individuals themselves and only when they feel they are at risk for ID theft. While I think the whole fraud alert system is bogus and it doesn't really matter if you set one or not, I can't help but snicker that the courts ruled that the practice of a 3rd party company setting them for customers (like Lifelock does) is not legal.

Considering that the first 2 bullet points on Lifelock's "what we do" page is "set fraud alerts" and "set them again after they expire", their list of what you supposedly get for the money you pay is going to look quite anemic indeed.


Acai Berry Company Ripoff Exposed

June 26th, 2009

Whether this Acai berry has any useful properties or not, when people purchased the "risk-free trial offer" ended up getting charged for tons of extras based on the sneaky way that the company set up their online purchasing system. Customers had to actively find and de-select options for upsell products and add-ons that were selected by default. Anyone that failed to notice them was charged.

Be careful when dealing with infomercial and snazzy website ads for products that claim much, but deliver little. Particularly in the case of food, drinks, or medicines where you won't be able to see the truth of the claims for years (if ever).


Lifelock Under 6th Class Action Lawsuit

March 13th, 2009

I have no idea how I missed this, but it's great news regardless!

If you signed up with Lifelock and are unhappy with their service or guarantee or just want further info on the class action you can contact David Paris at Marks & Klein, (732)-747-7100.

I almost wish I had signed up for Lifelock so I could get involved.


Lifelock Partners with Transunion… Sort of

December 18th, 2008

Specifically, the agreement between LifeLock and TransUnion will automate and streamline the processes through which fraud alerts and opt outs are set, confirmed to be in-force and credit reports are provided for LifeLock members. These enhancements will serve to further strengthen LifeLock's delivery of proactive consumer identity theft protection services.

In other words, Transunion has decided to allow Lifelock to place fraud alerts and opt-outs on behalf of customers instead of suing them for abusing the system like Experian did. Wooo.

They advertise this like it's some great thing, but all it does is make life easier for Lifelock and doesn't have any benefit to you as a customer at all.


It’s Beginning to Look a Lot Like Gift Cards

December 8th, 2008

It's that time of year when companies are pushing gift cards again. Safeway is even selling gift cards for other companies (how convenient). Here are the top 5 reasons to reconsider before forking out cash for a tiny plastic card:

5) Bankruptcy or Worse

The company may be bought out, declare bankruptcy, or go out of business. A caller at our local radio station was complaining that she had received a $150 gift card to a store that is now going out of business and wouldn't honor the gift card anymore. Ouch. Considering the times, this is probably not that unlikely of an event (Congress isn't likely to bail out any of your given retail stores, even if it's your favorite).

4) Gift cards can be stolen

Granted, no one is likely to pull a knife on you and demand your gift cards (though if they take your wallet, it's the same thing), but the far more common scenario is this: Go to Safeway where they have those racks of various stores' gift cards. Pick a popular store that has mostly high-dollar items. Write down the information on the back of several of the cards sometime in October or November. Just before Christmas, call the number to check the balance of the cards and see if any are active. Go shopping.

Think this is far-fetched? It happens.

3) Fees and Restrictions

Many have fees, expiration dates, restrictions, and other legal snags that make the gift card hard or impossible to use. You find that awesome sale item online only to find out that you can only use gift cards in the stores. If you keep the card in your wallet for too long, you could find yourself with little to no money left due to a declining balance.

2) Gift cards can be lost or forgotten

Keep in mind that by giving someone a gift card, you are giving them a job of getting off their butts and going to the store to find something they want at whatever store you selected. Some people find it hard to find the time or energy to make their way to the store for days and weeks or longer. Eventually, they may forget the card is there or lose it somewhere.

1) It's a damned lousy gift

Even if you pick a store that surely won't go out of business using your telepathic powers, you are a legal whiz and read all the terms and conditions and know it's a good deal, you are driving the recipient to the store as you hand them the card, and they also know exactly what they want, there's still one big problem: Imagine Christmas morning as a kid. You excitedly rip off the wrapping paper to find some wonderful toy or game and can't wait till your parents tell you that you can go off and play with it which you do for the rest of the day and probably the next few as well. Remember how disappointing it was to get clothes or something else practical that you couldn't play with?

Christmas may be about different things to different people (let's not argue that here), but I submit what is and has always made it truly magical was the excitement of fun gifts and toys. Once I finally realized that a few years back, I have made a conscious effort to make sure that everyone I give a gift too has something they can play with. A gadget, a movie, a video game, whatever. If they weren't excited to be done with "present time" and go do something with your gift, you did it wrong.

Nothing says, "I don't know or care about you, but I'm obligated to get you SOMETHING so this seems like a good idea since I won't run the risk of getting you something you won't like" like a gift card.

Disclaimer

I know that there are SOME cases where buying a gift card is a good thing. This is usually only when someone in your family wants something really expensive that no one can afford and everyone knows it so they pitch in with gift cards. I've never seen that go badly so long as it was under those circumstances.

The other thing I know people will beat me up for in comments if I don't say something first is how hard it is to get someone a good gift sometimes. Here's two tips:

1) Get them something AND a gift card. Make a damned effort you lazy bum.
2) Get you and your family on a gift registry. I made one of my own for my family on my website years back and it's been great! I always know what kinds of gifts my family would like no matter how scattered our time together or phone conversations may be. Even if I don't buy them exactly what they have listed on the site, I at least have an idea of what kinds of things they would like.

So with that said, have a happy and gift card responsible season!


Beware Engine Flushes

November 13th, 2008

Apparently, "flushing" your engine can destroy it and leave your car a useless lump.

(H/T to Digg.com for the link)


Disgruntled Employee (Whistleblower) Slams Gamestop’s Rapacious Business Practices

September 9th, 2008

A disgruntled former employee of GameStop calling himself "WhistleBlowerZero" has created a 9-part YouTube video series which explains quickly, but in exhaustive detail, the many reasons why you, Dear Consumer, should not shop at GameStop.

That pretty much sums it up. I listened to a few of them and the best part is that it's both amusing and packed with real world information and math that explains exactly why Gamestop is a huge rip-off.


Beware “Brick in a Box”

September 5th, 2008

Sometimes when you buy something online or at a major retailer, you'll get it home to find out that it's full of bricks or bathroom tiles instead of the product you expected. Sometimes this is due to shifty warehouse workers and sometimes because a customer buys a product, says it's defective and returns it even though they replaced it with bricks. If the customer service counter doesn't check the box before accepting it, it goes back on the shelf and you get stuck with it.

The store's response to this is generally not going to work in your favor, but there are ways you can make sure you don't end up with the brick.

Read the article for full details, but here are the two main tips they cover that I agree with:

  1. Pay with credit card – This will give you many types of buyer protection automatically like the ability to do a chargeback.
  2. Check the item before you leave the store – Make sure you know what's actually in that box before you walk out. It's much harder for them to make the claim that you put a brick in it inside the store.
  3. Policies aren't laws – Just because a story says "it's policy" doesn't mean you should give up. They often have very bad policies and even some that might be considered illegal. You should fight for what's right regardless of what the store says is "policy".

How to Deal With Flight Cancellations

August 26th, 2008

With the stark increase in flight cancellations this year, it's in your best interests to have some idea of how to fight back.


Connecticut Sues Countrywide For Deceptive Lending

August 8th, 2008

Now here's a state with a Attorney General worth his salt! Richard Blumenthal is suing Countrywide and Bank of America for deceptive lending and is looking for some serious monetary damages to be paid out to the victims. This single move could save thousands of people from forclosures and distress. That's some serious protecting of the innocent. Way to go!


US Airways Becomes The Leading Nickel-and-Dime Airline

August 5th, 2008

No more free drinks for you.


Beware Buying Used Electronics Online

June 12th, 2008

If you buy an item that typically is involved with a contract like cell phones or, in this case, a TiVO unit, you may end up getting screwed.


AT&T Burns Military Families With Phone Card Scam

June 6th, 2008

AT&T has an exclusive contract with the Department of Defense and is therefore the "cheapest" provider military families can use to contact loved ones in the Middle East. But using the phone cards is more than just a hassle. Though AT&T advertises a very low rate, the actual charges are far more than nearly any other option available since the calls rarely go through and minutes are charged whether they do or not.

At least one military wife found that spending $3 per minute with her cell-phone was cheaper in the long run.


An Open Challenge to Todd Davis of Lifelock

May 22nd, 2008

I have been challenging the value of Lifelock for a while based on the fact that they claim to prevent ID theft, but can't. It looks like several other people have come to that conclusion and are busy suing him for as much of his millions that they can get.

That's why I've decided to challenge Todd Davis directly
The problem is that even with CNN, Wired, and Yahoo finally getting around to spreading the word, Lifelock is still going very strong.

Even though I've been chasing lifelock postings around on the net and posting comments letting people know the truth, I don't think my efforts are going to amount to much in the long-run.

That's why I've decided to challenge Todd Davis directly. He's obviously a showy type that feels comfortable challenging others so now it's time to turn the tables.

I've looked into Lifelock's features and found them useful, but far from worth the money spent. But with only one feature addition, that could all change. So let's get to it:

Dear Todd Davis,

You appear at first glance to be quite the swift talker. You've promised to prevent ID Theft, but for some reason, you ignore the one and only tool that can actually do that: credit freezes.

I don't know why, perhaps you didn't know about them. But leaving your motivations and ID Theft experience aside, you can and should include credit freezes into your service immediately. Not only would you actually be able to prevent ID theft as you originally claimed, but you'd be able to help your customers in a very real way.

If you were to include both the freezing and as-needed thawing of freezes into your service, even I will agree that Lifelock has value.

Sure, I won't recommend it to everyone I know and I won't use it myself, but I would be able to honestly recommend it to people who would otherwise never get or use a freeze if they didn't have your service's help.

So pay attention Mr. Davis: If you want to turn public opinion toward your company and prevent the inevitable tide of negativity that threatens to drown you, perhaps you should consider making good on your word and actually prevent identity theft.

Sincerely,

-Jeremy Duffy
Awareness Advocate

P.S. If you don't know what credit freezes are, click here.

So there you have it. What are the odds that he'll actually respond? We shall see…


Chrysler’s 2.99 Gas Deal is No Deal

May 7th, 2008

Simply put, you get a special credit card when you buy a new Dodge (not every new Dodge, but most). You can use this credit card to buy fuel for $2.99 a gallon at any service station for three years following your date of purchase, regardless of the actual market price. Sounds great right?

Well it's not. Check out this article explaining why it's actually WORSE to take advantage of this deal than to buy a car normally.


Youtube Champions Scientology Over Anonymous

May 2nd, 2008

Anonymous posts anti-scientology videos on Youtube. They get canceled. They start a new account in order to try again and perhaps not get canceled this time. They get canceled.

Apparently Youtube policy is that if you've been banned, you get no second chances. Any new account you create will be destroyed…. Unless you're paying money as in the case of the Cult of Scientology.

And yet Scientology is back on YouTube. This time, it's paying for the account. It's also paying for ads on the site, looking to drive some traffic onto its new channel. "Get the facts," the ads say.


Shortlist for Checking Out A Company Online Before You Give them Money

April 8th, 2008

Not too long ago, I put an item on my Christmas wishlist that my wife bought, but I put a link to a fraud company as a place to buy it. If I had bothered to check it out first, I would have quickly realized as much and saved us both a lot of trouble.

So before you pull out your credit card, you should check them out.


Class Action Suit Against Lifelock

April 8th, 2008

This was faster than I thought.

The Arizona Department of Insurance has reviewed LifeLock's service and does not believe it is an insurance product, department spokeswoman Erin Klug told the Arizona Republic.

There are people filing class action suits against Lifelock stating that because of fine print and loopholes, most people won't be able to get any money even if they were victims of ID theft.

That's pretty interesting since I determined it's nothing but insurance. If what Arizona has said is true, well then I guess Lifelock is nothing at all.


Bogus Lifelock Sites Litter the Web

April 2nd, 2008

Lifelock is that company run by the dude who boasts, "Here's my Social Security Number! I can't be hurt by ID Theft Man, I'm In-VINCIBLE!!!!" or some such nonsense.

First of all, he was robbed by some guy in texas which proves the point I've been trying to make all along: Lifelock doesn't PREVENT ID theft. But more important than that is how this company advertises. Besides having ads just damned everywhere on the web, I've found a wealth of fake sites that pretend to be 3rd party recommendations, but have little to no content other than Lifelock ads disguised as reviews. Whether this is the direct result of Lifelock marketing or the fault of over-zealous users of a Lifelock affiliate program, but either way, having sites like this really damage what little reputation Lifelock has.

http://sixfoldsecurity.com/financial/identity_theft.php

Created: Nov 2007 by Larry from Bothell WA

Though the site has a ton of links and categories, the only actual page I can load is the one under identity theft which contains lines like "I was skeptical at first" and "Lifelock does a lot more than I thought".

[+] Sixfold's only article

Here's their whole ''article'' (a.k.a. Lifelock ad)

http://www.lifelock4me.com

Created: Sept 2007 by Marketing Partners INC. St Joseph, MI

This site has no content other than a few pages explaining things about Lifelock.

http://www.igotmyidentitystolen.com

Created: Feb 2008 by Domains by Proxy, Scottsdale AZ

I found this site originally because the very first comment on my "Lifelock Sucks" article was from a guy who left this url with his comment. The comment appeared to be reasonable, if wrong, criticism of my position. But when I went to the site, I found out that it was a thinly disguised front site. Though there are a few articles on it not related to Lifelock, the page navigation consists only of "About Lifelock", "Features", "How Lifelock Protects You", and "Order".

I love their "About Us" page:

About Us

Here at IGotMyIdentityStolen.com we try to focus on protecting you from identity theft. Giving you tips and updating the site with the ever changing identity theft crisis changes. Criminals think of new ways every day to scam innocent people.

Identity Theft has been such a problem in the United States along with the world. So prevent yourself from identity theft.

If you have any questions, comments, or concerns. Please feel free to drop us an e-mail at support@igotmyidentitystolen.comThis e-mail address is being protected from spambots, you need JavaScript enabled to view it

- Trying to make your life easier,

Mr. Identity Theft Protector

Could you get more generic than that? Note that neither the domain registration information nor the comment left on my site has a name attached.

http://lifelockreviews.com

Created: April 2007 by Whoisguard (a company that shields the registrant)

You couldn't make a better search engine bait site than this. Lifelock is mentioned 55 times in 4 postings (the only four posts on the site) with titles like "A Review of Lifelock", "Lifelock Consumer Review", "Lifelock Million Dollar Guarantee", and "Lifelock – Identity Theft Security or Scam".

And of course, the first line in each "unbiased fair 3rd party review" is "LifeLock is the only Identity Theft Prevention Solution backed by a one-million dollar guarantee!Click here to get a 10% discount."

http://lifelockreviews.net

Created: April 2007 by Kurt from Tallahassee

Single page ad for Lifelock. No other content.

http://lifelockreviews.org

Created: March 2008 by Patty from Louisville

Four posts on a blog, all about Lifelock.

http://lifelockreviews.info

Created: Nov 2007 by Ken from Singapore

Single page ad for Lifelock.

http://lifelock-reviews.com

Started in April 2007, lifelock-reviews.com has put out a wealth of (sarcasm) useful unbiased information (/sarcasm)… into their only two categories "ID Theft" and "Lifelock". Of note, this site includes real news and videos unlike every other site I've seen so far, but the last line in EVERY post is something similar to this: "To purchase LifeLock or get more information please click here."

http://idtheftquiz.org

Created: Sept 2006 by Kurt from Tallahassee

There is nothing, nothing, on this site but a single page ad for Lifelock. I count is as a front site because of this:

We are proud to be working with Lifelock to offer the most comprehensive ID-Security programs available… blah blah blah

Correction: There is something besides the ad. If you look carefully through the ad, there are some links that go to other articles and such promoting Lifelock. There. Are you happy now George?

http://www.identitytheftlabs.com

Created: April 2007 by Domains by Proxy, Scottsdale AZ (another registrant shielding service)

This one is a bit curious. They have information about some other monitoring services as well and aren't as clearly a front site, but they've got the tell-tale signs. They were also started in April of '07 and their postings are heavily weighted towards Lifelock more so than the others they talk about (which, by the way, is only 2 other services).

http://lifelockworks.com

Created: Feb 2008 by Domains By Proxy, Scottsdale AZ

A single page ad for Lifelock. Most notable is that the normal links at the bottom of the page (Contact, TOS, Copyright, etc) all link straight back to lifelockworks.com. They're only there for looks.

This is getting dull so here are some more listed in no particular order

lifelock-promo.com
lifelocktv.net
safeidentityreview.com
getlifelock.net
identitytheftsecrets.com
reviewsonlifelock.com
www.f1racing.ws/
http://www.hillarybillary.com/

And the following are sites that have other posts, but at least one on lifelock that pretends to be a review, but isn't:

http://www.brokencode.us/finance/lifelock-scam/ (3 articles)
http://brinformatica.alojagratis.org/2008/04/06/lifelock/ (3 articles)
http://mbaonlinedegree.biz/2008/04/10/lifelock-review-for-the-id-prevention/ (1 article)
http://dmnewexpress.com/?p=128 (4 articles)
http://infinitum-media.com/ (4 articles)
http://www.drcopa.com/index.php?s=lifelock&x=&y= (1 article)
http://www.ginolopez.com/?p=43 (1 article)
http://abshome.blogspot.com/2008/04/value-of-life-lock_13.html (18+ articles)
http://msteenybopper.multiply.com/journal/item/146/Lifelock_Promo_Codes (1 article)

And a million more. Just do a search for Lifelock and you'll find them everywhere.


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