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<channel>
	<title>Jeremy Duffy - Awareness Advocate &#187; Accountability MIA</title>
	<atom:link href="http://www.jeremyduffy.com/category/accountability-mia/feed" rel="self" type="application/rss+xml" />
	<link>http://www.jeremyduffy.com</link>
	<description>Helping to protect families and their loved ones from manipulation and fraud</description>
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		<title>130 Million Credit and Debit Card Numbers Stolen</title>
		<link>http://www.jeremyduffy.com/130-million-credit-and-debit-card-numbers-stolen</link>
		<comments>http://www.jeremyduffy.com/130-million-credit-and-debit-card-numbers-stolen#comments</comments>
		<pubDate>Tue, 18 Aug 2009 18:05:35 +0000</pubDate>
		<dc:creator>Jeremy</dc:creator>
				<category><![CDATA[Accountability MIA]]></category>
		<category><![CDATA[Retailers]]></category>

		<guid isPermaLink="false">http://www.jeremyduffy.com/?p=2387</guid>
		<description><![CDATA[130 million sure sounds like a lot, but keep in mind how many individual transactions companies like 7-eleven have in a single day. Besides wondering why the company security was so weak, I'm more interested in why these companies had so many credit card numbers on file in the first place. Once my transaction is [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://consumerist.com/5339585/hackers-indicted-for-stealing-130-million-credit-card-numbers">130 million sure sounds like a lot</a>, but keep in mind how many individual transactions companies like 7-eleven have in a single day. Besides wondering why the company security was so weak, I'm more interested in why these companies had so many credit card numbers on file in the first place. Once my transaction is complete, they shouldn't possess the data anymore.</p>
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		<title>Bruce Schneier on TSA Security</title>
		<link>http://www.jeremyduffy.com/bruce-schneier-on-tsa-security</link>
		<comments>http://www.jeremyduffy.com/bruce-schneier-on-tsa-security#comments</comments>
		<pubDate>Wed, 24 Jun 2009 20:03:00 +0000</pubDate>
		<dc:creator>Jeremy</dc:creator>
				<category><![CDATA[Accountability MIA]]></category>
		<category><![CDATA[Big Brother]]></category>
		<category><![CDATA[Our Government]]></category>
		<category><![CDATA[Privacy]]></category>
		<category><![CDATA[TSA]]></category>

		<guid isPermaLink="false">http://www.jeremyduffy.com/?p=2340</guid>
		<description><![CDATA[Here is an excellent short essay on how to fix airport security and restore a bit of our dignity and rights at the airports: Fixing Airport Security Also be aware that the TSA is making significant strides backwards when it comes to whole body imaging. Where they used to be looking at technology that wasn't [...]]]></description>
			<content:encoded><![CDATA[<p>Here is an excellent short essay on how to fix airport security and restore a bit of our dignity and rights at the airports:</p>
<p><a href="http://www.schneier.com/blog/archives/2009/06/fixing_airport.html">Fixing Airport Security</a></p>
<p>Also be aware that the TSA is making significant strides backwards when it comes to whole body imaging. Where they used to be looking at <a href='http://www.jeremyduffy.com/tsa-at-the-cfp-conference'  target=_self>technology that wasn't as privacy invasive</a>, they've now started making a major push for what some are calling a <a href="http://www.stopdigitalstripsearches.org/">digital strip search</a>. The most important issue here is that the scanners are being planned as a replacement for metal detectors which means you'd have no choice but to bare all for the TSA. </p>
<p>Bring on the tinfoil underwear&#8230;</p>
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		<title>City in Montana Demands Your Login Details to be Hired</title>
		<link>http://www.jeremyduffy.com/city-in-montana-demands-your-login-details-to-be-hired</link>
		<comments>http://www.jeremyduffy.com/city-in-montana-demands-your-login-details-to-be-hired#comments</comments>
		<pubDate>Fri, 19 Jun 2009 12:26:56 +0000</pubDate>
		<dc:creator>Jeremy</dc:creator>
				<category><![CDATA[Accountability MIA]]></category>
		<category><![CDATA[Big Brother]]></category>
		<category><![CDATA[Data Rape]]></category>
		<category><![CDATA[If You Only Knew]]></category>
		<category><![CDATA[Our Government]]></category>
		<category><![CDATA[Privacy]]></category>
		<category><![CDATA[No just no]]></category>

		<guid isPermaLink="false">http://www.jeremyduffy.com/?p=2333</guid>
		<description><![CDATA[If a city demanded your login name and password for all your online accounts, would you provide it?]]></description>
			<content:encoded><![CDATA[<div style='display:none'>Jtag diagnostic: Image http://www.jeremyduffy.com/wp-content/uploads/2009/06/bozeman.JPG was not found</div><p><a href="http://arstechnica.com/web/news/2009/06/city-to-job-applicants-facebook-myspace-log-ins-please.ars">This is so wrong, I barely know what to say</a>. I sure hope this trend doesn't start to catch on, because a lot of people would give up the information when they're pressured instead of doing the right thing and refusing.</p>
<blockquote><p>"Please list any and all, current personal or business websites, web pages or memberships on any Internet-based chat rooms, social clubs or forums, to include, but not limited to: Facebook, Google, Yahoo, YouTube.com, MySpace, etc." the form reads. But Bozeman isn't simply interested in finding out where to look for potentially embarrassing personal details; the city wants full disclosure, since the form demands username and password information for each.</p></blockquote>
<p>This is way worse than all those sickening <a href='http://www.jeremyduffy.com/privacy-security/never-give-out-your-e-mail-address-password'  target=_self>social networking sites asking for your e-mail address password</a>.</p>
<div class=padded_box>
<h3>Update</h3>
<p>Here is the <a href="http://www.bozeman.net/bozeman/humanResource/contacts.aspx">contact information for the relevant people in the city</a> if you want to ask them why they thought this would be a good idea.</p>
<p>And just in case someone were to change the form, here's a copy of the original found on their website:</p>
<p><center><div class='figure' style='width:400px;height:400px;text-align:right'><img class=figure_img src='images//no_image.gif' alt="This is for real... they actually expect you to give up your account details!" width='392px' height='392px'/><div class=figure_text>This is for real... they actually expect you to give up your account details!</div></div></center>
</div>
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		<title>Virgina Loses State-Run Medical Records</title>
		<link>http://www.jeremyduffy.com/virgina-loses-state-run-medical-records</link>
		<comments>http://www.jeremyduffy.com/virgina-loses-state-run-medical-records#comments</comments>
		<pubDate>Thu, 07 May 2009 15:52:23 +0000</pubDate>
		<dc:creator>Jeremy</dc:creator>
				<category><![CDATA[Accountability MIA]]></category>
		<category><![CDATA[Data Breach]]></category>
		<category><![CDATA[Virginia]]></category>

		<guid isPermaLink="false">http://www.jeremyduffy.com/?p=2297</guid>
		<description><![CDATA[It's so very obvious that health record systems should not be accessible online and any such system should have rock-solid security or not be put together at all&#8230; obvious to everyone except Virginia that is. What is it with that state? First the public records online and now health records? Are they TRYING to destroy [...]]]></description>
			<content:encoded><![CDATA[<p>It's so very obvious that health record systems should not be accessible online and any such system should have rock-solid security or not be put together at all&#8230; <a href="http://www.schneier.com/blog/archives/2009/05/virginia_data_r.html">obvious to everyone except Virginia that is</a>. What is it with that state? First the <a href='http://www.jeremyduffy.com/stupid-virginia-slapped-by-judge'  target=_self>public records online</a> and now health records? Are they TRYING to destroy the lives of everyone that lives there?</p>
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		<title>Banks&#8217; Overdraft Fees Hurt Young, Low-Income Customers</title>
		<link>http://www.jeremyduffy.com/banks-overdraft-fees-hurt-young-low-income-customers</link>
		<comments>http://www.jeremyduffy.com/banks-overdraft-fees-hurt-young-low-income-customers#comments</comments>
		<pubDate>Thu, 04 Dec 2008 17:40:02 +0000</pubDate>
		<dc:creator>Jeremy</dc:creator>
				<category><![CDATA[Accountability MIA]]></category>
		<category><![CDATA[Dirty Tricks]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Fees]]></category>
		<category><![CDATA[Overdraft]]></category>

		<guid isPermaLink="false">http://www.jeremyduffy.com/?p=2008</guid>
		<description><![CDATA[Duh. The 18-month survey found that most banks automatically enroll consumers in overdraft programs — some don't allow them to opt out — and then cover overdrawn transactions for a per-item fee of up to $38. The part many people don't know about is that banks purposefully post all charges to accounts in reverse size-order [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.usatoday.com/money/industries/banking/2008-12-02-fdic-study-overdraft-fees_N.htm?POE=click-refer">Duh</a>. </p>
<blockquote><p>The 18-month survey found that most banks automatically enroll consumers in overdraft programs — some don't allow them to opt out — and then cover overdrawn transactions for a per-item fee of up to $38.</p></blockquote>
<p>The part many people don't know about is that banks purposefully <a href='http://www.jeremyduffy.com/banks-make-more-on-overdraft-fees-than-loans'  target=_self>post all charges to accounts in reverse size-order</a> so that you get over-drawn as quickly as possible and then every small charge left leads to an overdraft fee. Only THEN will they post any deposits meaning that in some cases, people will get overdrafts even if they deposited enough money that day to prevent it.</p>
<p>(H/T to <a href='http://www.consumerist.com' target=_new>The Consumerist</a> for the link)</p>
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		<title>Like Taking Risks? Use Yahoo Services for Your Business</title>
		<link>http://www.jeremyduffy.com/like-taking-risks-use-yahoo-services-for-your-business</link>
		<comments>http://www.jeremyduffy.com/like-taking-risks-use-yahoo-services-for-your-business#comments</comments>
		<pubDate>Mon, 10 Nov 2008 12:40:39 +0000</pubDate>
		<dc:creator>Jeremy</dc:creator>
				<category><![CDATA[Accountability MIA]]></category>
		<category><![CDATA[Big Business]]></category>
		<category><![CDATA[If You Only Knew]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[Account Suspension]]></category>
		<category><![CDATA[Yahoo]]></category>

		<guid isPermaLink="false">http://www.jeremyduffy.com/?p=1948</guid>
		<description><![CDATA[Doing business with Yahoo is risky. Don't get entangled with them if a sudden account suspension or termination could affect you negatively.]]></description>
			<content:encoded><![CDATA[<p>A while back, I blogged about how I was <a href='http://www.jeremyduffy.com/arguing-a-yahoo-account-suspension'  target=_self>suddenly kicked without warning or reason from Yahoo Answers</a> service even though I was a level 5 member with over 25% best answers. I thought that was a terrible way to treat your users and it seems I was far, far from being the only one.</p>
<p>Then comes this story which I felt deserved some attention. If you plan to involve Yahoo in any part of your business, you might want to think twice:</p>
<blockquote><p>A few weeks ago, I got an email from Yahoo (which I used for hosting my business email, website, and blog). They told me I was violating their TOS (Terms of Service) but gave me no specifics whatsoever. After a bit of research, I found that my blog had been “hacked ? by someone who inserted hundreds of links back to their “drug related ? site among other things. Within 24 hours of receiving the email from Yahoo, I “cleaned up ? the “hacked ? blog – this took me about 3 hours of work to do. Then 24 hours later, without any warning, Yahoo DEACTIVATED my account. I lost all my business email, my website, my blog, my Yahoo groups that I was managing, etc. etc.</p>
<p>When I contacted Yahoo customer service, they said there was nothing they could do and that I would have to “email ? the Yahoo Abuse team. (An interesting process, especially since they had just TERMINATED my EMAIL account!) Despite my efforts to contact Yahoo Corporate, Yahoo Abuse Department, etc. – I was NEVER able to reach ANYONE at Yahoo that was willing to even talk to me. All communication was via email.</p>
<p>The net result – Yahoo said they would not reactivate my account, and would not give me back any of my data files. They said I had violated their Terms of Service (TOS) and even though someone else “hacked ? my blog, it was MY RESPONSIBILITY. And even though I immediately “cleaned ? the hacked blog, they claimed there was still something wrong with the blog – but would not tell me ANY DETAILS as to specifically what was still wrong.</p>
<p>Also note that Yahoo provides its customers access to a version of WordPress for doing “blogs ? – but the version they provide is very outdated, and the version they provide has significant security holes in it!!</p>
<p>If I had been hosting my other business website on Yahoo I would have immediately been “out of business ? and it would have cost me literally tens of thousands of dollars.</p>
<p>From a legal perspective, I see a possible violation by Yahoo of the Federal Trade Commission Act prohibiting unfair acts in trade and commerce in that Section 15 [Termination] of the Terms of Use is unfair to impute that unexpected technical or security issues or problems that I did not cause is a “Cause ? for termination. In addition, there may also be a violation of the Yahoo Privacy Policy under its section on Confidentiality and Security. There could even be a possibility of a Sarbanes Oxley securities issue.</p>
<p>My questions to Yahoo which still has never been answered:<br />
1. How did I violate the TOS?<br />
2. What section did I violate?</p>
<p>If Yahoo fails to return valuable data to me, then I believe I can find sufficient legal bases to convince Yahoo to release the data to me – but at what cost? I can’t really afford to go up against their big corporate legal team!</p>
<p>I hope someone (hopefully you?) can publish my story to at least warn other small business owners to NEVER use Yahoo hosting services for their business. The risk is way too high!</p>
<p>What appalls me the most is that I have been a loyal small business customer of Yahoo for over FIVE YEARS! And this is how they treat a “good customer ?? Seems like they’ve chosen to punish their good customers for the acts of unscrupulous hackers!</p>
<p>Is this the way Jerry Yang (Yahoo co-founder) is choosing to treat his customers? Perhaps he has more problems than just what the AllThingsDigital blog posted a few days ago:<br />
“There are very real questions about whether Yang has the right talent and temperament for the job at hand … After all, the stock is in the basement, after Yahoo (YHOO) lost a lucrative bird in the hand in the form of a $31 per share offer from Microsoft (MSFT). Next, a weak economic environment is forcing it to cut deeply into the muscle of its many businesses, with slashing out 20 percent or more of costs, a worrisome trend if Yahoo hopes to grow when we all eventually emerge from the downturn. And, of course, more key executive departures, weak employee morale and an overall inability to clearly articulate the changes Yang has been trying to make at the company, such as its laudable open platform efforts. ?</p>
<p>Maybe we should add “atrocious customer service ? to the list of Jerry’s problems/issues?</p></blockquote>
<p>The kicker here is that they are essentially holding HIM responsible for THEIR poor security.</p>
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		<title>More Spying</title>
		<link>http://www.jeremyduffy.com/more-spying</link>
		<comments>http://www.jeremyduffy.com/more-spying#comments</comments>
		<pubDate>Fri, 10 Oct 2008 17:15:03 +0000</pubDate>
		<dc:creator>Jeremy</dc:creator>
				<category><![CDATA[Accountability MIA]]></category>
		<category><![CDATA[Big Brother]]></category>
		<category><![CDATA[Our Government]]></category>

		<guid isPermaLink="false">http://www.jeremyduffy.com/?p=1846</guid>
		<description><![CDATA[But will anything be done this time? That's the question.]]></description>
			<content:encoded><![CDATA[<p>But will <a href="http://arstechnica.com/news.ars/post/20081009-nsa-eavesdropped-on-americans-journalists-in-baghdad.html">anything be done this time</a>? That's the question.</p>
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		<title>NSA Cryptokids Get a Taste of Privacy Invasion</title>
		<link>http://www.jeremyduffy.com/nsa-cryptokids-get-a-taste-of-privacy-invasion</link>
		<comments>http://www.jeremyduffy.com/nsa-cryptokids-get-a-taste-of-privacy-invasion#comments</comments>
		<pubDate>Thu, 11 Sep 2008 17:19:22 +0000</pubDate>
		<dc:creator>Jeremy</dc:creator>
				<category><![CDATA[Accountability MIA]]></category>
		<category><![CDATA[Agencies]]></category>
		<category><![CDATA[Big Brother]]></category>
		<category><![CDATA[Good news]]></category>
		<category><![CDATA[Our Government]]></category>
		<category><![CDATA[Public Confidence]]></category>
		<category><![CDATA[NSA]]></category>

		<guid isPermaLink="false">http://www.jeremyduffy.com/?p=1670</guid>
		<description><![CDATA[<div style='display:none'>Jtag diagnostic: Image http://www.jeremyduffy.com/wp-content/uploads/2008/09/yrtap.gif was not found</div>Y.R. Tap - The reject CryptokidThe NSA has been working on their public image and trying to market itself as a cool place to work partially with their "Cryptokids" campaign. Their goal is to teach kids about what the NSA does in a fun, kid-friendly way. But that's not what I'm posting about. I ran [...]]]></description>
			<content:encoded><![CDATA[<div style='display:none'>Jtag diagnostic: Image http://www.jeremyduffy.com/wp-content/uploads/2008/09/yrtap.gif was not found</div><p><div class='figure' style='float:right;margin-left:7px; width:58px;height:;text-align:right'><a href='http://zapatopi.net/blog/?post=200605123640.yr_tap_comic' target='_new'><img class=figure_img src='images//no_image.gif' alt="Y.R. Tap - The reject Cryptokid" width='50px' height='50px'/></a><div class=figure_text>Y.R. Tap - The reject Cryptokid</div></div>The NSA has been working on their public image and trying to market itself as a cool place to work partially with their "Cryptokids" campaign. Their goal is to teach kids about what the NSA does in a fun, kid-friendly way.</p>
<p>But that's not what I'm posting about. </p>
<p>I ran across this interesting comic about the unpopular little-know cryptokid, <a href="http://zapatopi.net/blog/?post=200605123640.yr_tap_comic">Y.R. Tap, the NSA domestic spying fly</a>. The fly shows the Cryptokids what can happen when civil liberties are violated.</p>
<div class=note>Make sure you find and click the "Next Comic&#8211;>" link at the bottom to see all of them</div>
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		<title>Good Data About White House E-mail Woes</title>
		<link>http://www.jeremyduffy.com/good-data-about-white-house-e-mail-woes</link>
		<comments>http://www.jeremyduffy.com/good-data-about-white-house-e-mail-woes#comments</comments>
		<pubDate>Mon, 25 Aug 2008 11:53:47 +0000</pubDate>
		<dc:creator>Jeremy</dc:creator>
				<category><![CDATA[Accountability MIA]]></category>
		<category><![CDATA[Bushiness]]></category>
		<category><![CDATA[White House]]></category>

		<guid isPermaLink="false">http://www.jeremyduffy.com/?p=1457</guid>
		<description><![CDATA[Here's an article about the White House's struggle with keeping required records: http://arstechnica.com/news.ars/post/20080824-white-house-memo-no-white-house-email-recovery-this-year.html]]></description>
			<content:encoded><![CDATA[<p>Here's an article about the White House's struggle with keeping required records:</p>
<p><a href="http://arstechnica.com/news.ars/post/20080824-white-house-memo-no-white-house-email-recovery-this-year.html">http://arstechnica.com/news.ars/post/20080824-white-house-memo-no-white-house-email-recovery-this-year.html</a></p>
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		<title>Why Congress Won&#8217;t Prosecute Bush</title>
		<link>http://www.jeremyduffy.com/why-congress-wont-prosecute-bush</link>
		<comments>http://www.jeremyduffy.com/why-congress-wont-prosecute-bush#comments</comments>
		<pubDate>Tue, 15 Jul 2008 15:43:40 +0000</pubDate>
		<dc:creator>Jeremy</dc:creator>
				<category><![CDATA[Accountability MIA]]></category>
		<category><![CDATA[Bushiness]]></category>
		<category><![CDATA[Congress]]></category>
		<category><![CDATA[If You Only Knew]]></category>

		<guid isPermaLink="false">http://www.jeremyduffy.com/?p=1067</guid>
		<description><![CDATA[If you're frustrated with the lack of accountability in government, consider thatCongress may be protecting Bush to save themselves...]]></description>
			<content:encoded><![CDATA[<p>Here's a take that I'm ashamed to admit I hadn't considered: <a href="http://www.salon.com/opinion/greenwald/2008/07/15/complicity/index.html">Members of Congress may be protecting Bush because of votes they made previously that might seem to have supported his illegal activities</a>. While it might not end in prosecution, it could end their lucrative Congressional careers.</p>
<blockquote><p>
So, of course key Congressional Democrats who were made aware of these illegal torture and surveillance programs are going to protect the Bush administration and other lawbreakers. If you were Jay Rockfeller or Nancy Pelosi, would you want there to be investigations and prosecutions for torture programs that, to one degree or another, you knew about? If you were Jane Harman, wouldn't you be extremely eager to put a stop to judicial proceedings that were likely to result in a finding that surveillance programs that you knew about, approved of, and helped to conceal were illegal and unconstitutional?
</p></blockquote>
<p>(H/T to <a href='http://www.digg.com' target=_new>Digg.com</a> for the link)</p>
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